Debt-to-Income Ratio Calculator

Calculate your DTI ratio to see if you qualify for a loan.

Monthly Gross Income ($)

Total Monthly Debt Payments ($)

DTI Ratio

What is this Online DTI Calculator for?

The Debt-to-Income (DTI) Ratio Calculator measures the percentage of your gross monthly income that goes towards paying debts. Lenders use this number to assess your ability to manage monthly payments and repay debts.

It is a key metric for mortgage and auto loan approvals.

How does it work?

DTI = (Total Monthly Debt Payments / Gross Monthly Income) * 100. Debts include rent/mortgage, credit cards, student loans, and car payments.